Category Archives: Credit & Lending Information & Concerns

What Is My Home Worth??

Thinking about moving? Wanting to refinance? Just curious what your home is worth?? Let me provide you with a FREE Home Valuation!!!

Posted in 2015, Home Value, Jodi Danziger, Kansas City, Real Estate, Refi | Tagged , , , , | Leave a comment

Cut your risk for Identity Theft!

Identity theft has always been a problem, but it seems to be in the news a lot more these days. I’m sure everyone heard of the big security breach with Target. It’s hard to protect yourself 100%, but there are … Continue reading

Posted in 2014, Credit & Lending Information & Concerns, Identity Theft, Life in General, Real Estate | Tagged , , , | Leave a comment

How to Raise Your Credit Score

I’ve reposted blogs in the past from The Mortgage Experts in Colorado. They have one of the best financial blogs I have found. They put everything in common sense terms that everyone can understand! Here is a great post about … Continue reading

Posted in Credit & Lending Information & Concerns, Credit Report, Credit Score, Finances, Lenders, Pre-Qualified, Real Estate, The Mortgage Experts, Uncategorized | Tagged , , , , | Leave a comment

10 Tax Tips for Homeowners

Courtesy of: Real Estate Tax Talk By Stephen Fishman Inman News® The IRS has recently issued a helpful list of 10 tax tips all homeowners should keep in mind when selling a home: 1. You are usually eligible to exclude … Continue reading

Posted in Real Estate, Tax Advantages | Tagged , | Leave a comment

Buying a House After a Bankruptcy

Courtesy of The Mortgage Experts Can someone get a mortgage after a bankruptcy? Yes they can! And they only have to wait 2 years from the date that the bankruptcy was discharged. The most important thing is that they “re-establish … Continue reading

Posted in Bankruptcy, Credit & Lending Information & Concerns, Lenders, Loans, Real Estate, The Mortgage Experts | Tagged , , , , | Leave a comment

Getting Yourself Ready to be a First Time HomeBuyer

Buying your first house can be a complicated process, and event somewhat intimidating. There is just so much to remember, seemingly, from the ‘dos and don’ts’ of home buying to simply having the right attitude. However, home-buying shouldn’t be the … Continue reading

Posted in First Time Home Buyers, First-Time Buyer, Home Buying, Lenders, Loans, Real Estate | Tagged , , , , | Leave a comment

Tax Refunds as Assets

Another great article by The Mortgage Experts: Tax Refunds as Assets by Chris and Debbie Thomas It’s almost tax refund time. Many people ask us if tax refunds can be used to pay for a mortgage down payment or closing … Continue reading

Posted in Credit & Lending Information & Concerns, Downpayment, Lenders, Real Estate, Tax Advantages, Tax Benefits, The Mortgage Experts | Tagged , , , , , | Leave a comment

Wedding Registries for Home Downpayments

Great article by Realtor Magazine. As with anything, please check with your lender first! Wedding Registries for Home Downpayments? DAILY REAL ESTATE NEWS | TUESDAY, OCTOBER 25, 2011 Forget the toasters and champagne flutes: More engaged couples are doing a … Continue reading

Posted in Finances, Loans, Real Estate | Tagged , , , | Leave a comment

What Credit Score Gets the Lowest Interest Rates

Courtesy of The Mortgage Experts Question: As a buyer you can get the best interest rate if you have a good credit score. What is the lowest credit score necessary to get the best interest rate? Here’s the answer: For … Continue reading

Posted in Credit & Lending Information & Concerns, Low Interest Rates, Real Estate, The Mortgage Experts | Leave a comment

30-Year Mortgage Rates Hit Record Low

Mortgage rates posted mixed results this week, but the benchmark conforming 30-year fixed mortgage rate fell to a record low of 4.41 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.43 discount … Continue reading

Posted in Mortgage Rates, Real Estate | Tagged , | Leave a comment